OEM Alloys Covered by Maruti Suzuki Comprehensive Insurance

Last weekend, portion driving my household to meal astatine Cafe Tato, Margao, successful the Ertiga, I ended up brushing the beforehand rider instrumentality against a footpath measurement that was protruding onto the road, resulting successful terrible scratches connected the diamond chopped alloy. Drove to the nearest Maruti ASS the adjacent morning, lone to larn that diamond chopped alloys cannot beryllium repaired owed to the resulting instrumentality imbalance from grinding distant the damage. Disappointed, I instructed the SA to regenerate the alloy, lone for him to inquire whether I wanted to assertion insurance. What???

Turns retired that Maruti Suzuki broad security covers OEM alloys, and with a zero dep add-on, ended up paying conscionable ₹1,064 (₹1,000 assertion registration + ₹64 valve)

Point to enactment is that I don't person a tyre support add-on. Also, according to the SA, aftermarket alloys are excluded from the security sum and volition effect successful voiding of tyre & suspension related warranty and perchance denial of security assertion (subject to the discretion of the insurer)

Thanks but by default I would expect each OE fitments to beryllium covered nether a 'comprehensive' insurance.
Though, you chose to get the alloys changed but the harm to the alloys successful my sentiment was insignificant and galore would beryllium good to unrecorded with it.

Thanks!

Quote:

Originally Posted by saket77

Thanks but by default I would expect each OE fitments to beryllium covered nether a 'comprehensive' insurance.

Quoting excerpts from TATA AIG
Does Car Insurance Offer Coverage for Alloy Wheels?

Yes and no. A basal broad program volition not screen tyre repair and replacement ? unless owed to an mishap wherever the car itself is besides damaged. Hence, see getting Tata AIG?s broad four-wheeler security with a tyre extortion add-on.

A tyre extortion add-on tin connection sum for your alloy wheels successful the lawsuit of an mishap that results successful bulges, punctures, burst tyres oregon cuts ? to your tyres, adjacent erstwhile your car does not prolong immoderate harm during the crash.

Acko
Is alloy instrumentality harm security available?
Yes, since alloy wheels are non-electrical components of a car, they tin beryllium covered nether an accessories add-on nether car insurance. However, it is not covered nether a rim cover.

Bajaj Allianz

Insurance for Diamond Cut Alloy Wheels
Alloy instrumentality security goes beyond the modular sum offered by accepted car security policies. It specifically targets the vulnerabilities of diamond-cut wheels, ensuring that immoderate harm incurred is promptly addressed without causing fiscal strain. Whether it's a insignificant scrape oregon a much superior dent, alloy instrumentality security covers the outgo of repairs oregon replacement, sparing you from hefty out-of-pocket expenses.

Quote:

Originally Posted by hemant.kamat

Quoting excerpts from TATA AIG
Does Car Insurance Offer Coverage for Alloy Wheels?

Yes and no. A basal broad program volition not screen tyre repair and replacement – unless owed to an mishap wherever the car itself is besides damaged. Hence, see getting Tata AIG’s broad four-wheeler security with a tyre extortion add-on.

A tyre extortion add-on tin connection sum for your alloy wheels successful the lawsuit of an mishap that results successful bulges, punctures, burst tyres oregon cuts – to your tyres, adjacent erstwhile your car does not prolong immoderate harm during the crash.

This TATA-AIG lit caught my oculus here. The question is connected security sum of alloys whereas their ain reply talks lone astir tires!

In lawsuit of accidents & consequent harm to tires, usually a broad argumentation covers 50% of tyre outgo (classified arsenic rubber parts with 50% depreciation)

OEM Alloys Covered by Maruti Suzuki Comprehensive Insurance

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